Disclaimer Policy

GENERAL INFORMATION

narcisarusu.com (“Company”, “we”, “us”, or “our”) provides general educational information related to loans, personal finance, and financial decision-making as a public service. This information is not intended to be, and should not be construed as, financial, legal, tax, or professional advice. All content reflects general opinions and educational insights only.

The term “you” refers to anyone who uses, visits, and/or views this website.

By accessing and using this website, you accept and agree to be bound by this Disclaimer, along with our Terms & Conditions and Privacy Policy. We reserve the right to modify this Disclaimer at any time without notice. Continued use of the website constitutes your acceptance of any updates. If you do not agree, you should not use this website.

LOAN & FINANCIAL DISCLAIMER

All information provided on this website regarding loans, credit, financing options, or financial strategies is for informational and educational purposes only.

We do not provide financial advice, loan brokerage services, credit counseling, or legal services. Nothing on this website constitutes an offer, approval, or guarantee for any loan or financial product.

Any decisions you make regarding loans, lenders, or financial commitments are made solely at your own risk. You are strongly encouraged to consult with a qualified financial advisor, lender, or legal professional before making any financial decisions.

We do not guarantee:

  • Loan approvals

  • Interest rates

  • Financial outcomes

  • Eligibility for any financial product

Your results will always depend on your personal financial situation, credit profile, income, and other individual factors.

NO CLIENT RELATIONSHIP

Your use of this website does not create any professional-client, advisory, or fiduciary relationship between you and the Company.

A formal relationship is only established if we enter into a written agreement signed by both parties outlining specific services and terms.

THIRD-PARTY LINKS & AFFILIATES DISCLAIMER

This website may contain links to third-party websites, lenders, financial institutions, or services for your convenience.

We may receive commissions or compensation if you click on or engage with these links, at no additional cost to you.

However:

  • We do not control these third-party websites

  • We do not guarantee the accuracy of their information

  • We are not responsible for their services, offers, or terms

Any interaction you have with third-party providers is solely between you and them. You are responsible for conducting your own due diligence before making any financial decisions.

EARNINGS & RESULTS DISCLAIMER

Any examples, case studies, or testimonials shared on this website are for illustrative purposes only.

They do not guarantee that you will achieve similar results when applying the same information. Financial outcomes vary significantly based on individual circumstances, effort, and external factors.

You are solely responsible for your financial decisions, actions, and results.

NO WARRANTIES

All content, information, and services on this website are provided “as is” and “as available” without warranties of any kind, either express or implied.

We make no guarantees regarding:

  • Accuracy or completeness of information

  • Availability of loan products

  • Suitability of any financial strategy

LIMITATION OF LIABILITY

Under no circumstances shall the Company or anyone associated with it be liable for any direct or indirect damages resulting from your use of this website or reliance on any information provided.

This includes, but is not limited to:

  • Financial loss

  • Loan rejection

  • Credit impact

  • Business or personal losses

Your use of this website is entirely at your own risk.

INDEMNIFICATION

You agree to indemnify and hold the Company harmless from any claims, liabilities, damages, or expenses arising from your use of this website, your financial decisions, or your violation of any terms outlined here.

FINAL NOTE

This website is designed to simplify and clarify complex financial topics, but it does not replace professional advice. You are responsible for making informed decisions that are appropriate for your personal situation.

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